HOLT-SMITH ADVISORS, INC. (“HOLT-SMITH ”) PROVIDES ALL INFORMATION AND MATERIALS ON THIS WEB SITE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS.

Content of Web Website
This Website is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. The information provided on this Website is for personal, non-commercial use. Holt-Smith is not providing specific investment advice to any individual viewing the content of the Website and does not represent that the services described herein are suitable for any specific investor.

Website Ownership and Use Restrictions
Holt-Smith owns all rights, title and interest in and to the data, text, and graphics (“Site Content”) that appear on this Website, including all trademark, copyright, and other intellectual property rights therein. You may view, download, print or distribute Site Content for your personal and non-commercial use only, provided you do not alter or remove any copyright or other notices. You may not otherwise copy, publish, display, distribute, commercially exploit, modify, reverse engineer, disassemble, translate, adapt, create derivative works from, transfer or sell in any form or by any means any portion of this Website, any underlying computer code or other aspects of the Website.

Prohibited Use
As a condition of your use of the Website, you agree that you will not use the Website for any purpose that is unlawful or prohibited by the applicable terms and conditions. You may not use the Website in any manner which could overburden, disable, or impair the Website or interfere with any other party's use of the Website.

Important Restrictions on E-Mail Communication
This Website enables you to communicate by sending electronic (“e-mail“) messages to Holt-Smith and its employees. In using the Website, you agree not to use e-mail to give Holt-Smith any instruction for your account(s) to place orders to purchase or sell a security or to transfer funds. You should not use e-mail to provide Holt-Smith with any other personal credit information, to give notice of a change of address, or to give Holt-Smith any time-sensitive instructions. Holt-Smith cannot guarantee it will take any action as a result of having received such instructions. Holt-Smith shall not be liable for any actions taken or any omissions to act as a result of any e-mail message(s) sent to Holt-Smith through this Website.

Disclaimer and Limitation of Liability
HOLT-SMITH MAKES NO WARRANTIES OF ANY KIND REGARDING THE SUITABILITY, RELIABILITY, COMPLETENESS, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION AVAILABLE ON OR THROUGH THIS SITE, AND CANNOT ASSUME OR BE RESPONSIBLE FOR ANY FINANCIAL RESULTS BASED ON THE USE OF SUCH INFORMATION.

THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT IS PROVIDED “AS IS” WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH REGARD TO USE OF THE SITE AND ANY INFORMATION AVAILABLE ON OR THROUGH THE SITE EITHER EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL HOLT-SMITH BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL OR ANY OTHER DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH (1) THE USE OR PERFORMANCE OF THE SITE OR ANY HYPERLINKED SITE, (2) THE DELAY OR INABILITY TO USE THE SITE IN WHOLE OR IN PART, (3) ANY RELIANCE BY YOU ON INFORMATION PROVIDED ON OR THROUGH THIS SITE OR ANY HYPERLINKED SITE, OR ON THE RELIABILITY, ACCURACY, COMPLETENESS, SEQUENCE OR TIMELINESS THEREOF, (4) OR ANY USE BY YOU OF E-MAIL, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HOLT-SMITH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IN ADDITION TO AND WITHOUT LIMITING THE FOREGOING, HOLT-SMITH SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, VIA USE OF THE SITE, OF A COMPUTER VIRUS OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY.

IF YOU ARE UNWILLING TO COMPLY WITH ANY OF THESE TERMS AND CONDITIONS OF USE OF THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS SITE.

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