CUSTOMIZED
PORTFOLIOS
We work with you
to design a diversified investment portfolio
to meet your financial goals, combining the effectiveness
of our in-house actively managed equity and fixed income products
with the flexibility of Exchange Traded Funds (ETFs). Since
we receive no sales commissions or sales loads, our investment
advice is unbiased and totally objective. We put your best
interests first!
Large Cap
Growth
Our
Large Cap Growth portfolio has
a long-term focus on purchasing larger, quality companies
at attractive valuations. There are a limited number of
businesses that can expand at an above average rate year after
year. This is why we limit our selection to between 20-30
stocks, choosing the best of the best. Strong growth and
fundamentals are key.
Mid Cap
Growth
As investment professionals
we have found that Mid Cap companies (from $1 Billion to $10
Billion in market capitalization) are often ignored as a general
category. This creates opportunities as Mid Cap companies
have actually performed better than either Large Cap or Small
Cap companies on a risk adjusted basis. The Holt-Smith Advisors
Mid Cap Growth portfolio contains
30-40 carefully researched names. As in our Large Cap process,
strong growth and fundamentals are key. Stocks are sold if
those characteristics deteriorate.
Large Cap
Value Equity
Usually value stocks
are companies that have matured or are in more economically
sensitive industries. They tend to respond differently than
growth stocks during market cycles. The companies within
Holt-Smith Advisors Large
Cap Value portfolio are large, quality names, which
are selling cheaply relative to the market and their industry
sector. They have higher dividend yields and are sold as
they become fairly valued. We limit the portfolio to around
25 stocks.
Fixed Income
Investors use bonds
to reduce portfolio risk and to increase income. Our
Fixed Income
philosophy is designed to provide consistent returns
through the use of quality intermediate bond issues, adding
value by actively managing the portfolio duration. Risk
is limited by restricting security selection to investment
grade bonds with a credit rating of “A” or better. Corporate
bonds, US Treasury and Agency bonds and ETFs are used. Municipal
bonds are used when appropriate.
Exchange
Traded Funds
ETFs combine the qualities
of individual securities and index mutual funds. They are
a flexible and efficient tool used, as appropriate, to broaden
equity style diversification and to make tactical adjustments
to both equity and fixed income allocations.
Tactical
Asset Allocation
We employ Tactical
Asset Allocation as an active portfolio management
strategy. We periodically review and adjust the percentage
of assets held in various equity and fixed income asset classes
to enhance return and reduce risk.
Tax-Efficient
Investing
Most investor’s
focus on total return rather than on what they get to keep.
Recognizing that every tax dollar saved is a dollar in your
pocket, at Holt-Smith Advisors we practice Tax-Efficient
Investing to enhance your after-tax return.
Socially
Responsible Investing
Realizing that some
people do not wish to invest in certain companies and/or industries,
Holt-Smith Advisors will honor those wishes when making securities
purchases for those investor’s portfolios.
|
